The Importance of Travel Insurance - b4itravel

The Importance of Travel Insurance

Anyone watching events with Thomas Cook unfolding will realise why travel insurance is an essential part of travel. Thomas Cook is over 178 years old – it’s a massive brand in international travel, tours and tourism.

Indications are over 600 000 people including 150 000 British citizens are out on holiday and will need to be repatriated. Over 1 million flights and flight hotel packages booked have been booked for future travels.

Thomas Cook Plane in Flight

In this instance, Thomas Cook is a member of ATOL – Air Travel Organisers’ Licensing – a UK Civil Aviation Authority scheme offering customers financial protection from a member tour operator. So, customers and tour partners are protected.

ATOL does have its limitations though. It is only required for UK travel and it only covers travel companies that offer packaged holidays and flights. If you buy directly from an airline or, if you book a flights-only trip or even a cruise, you may not be covered.

ATOL – Logo

Thomas Cook is not alone in its woes, in recent years companies like Monarch, Primeria Air, WOW Air, XL Leisure Group, Niki Air and dozens more have filed for bankruptcy.

Flights and accommodations are not the only arguments for comprehensive travel insurance. Holiday-makers are often far more active; sightseeing, doing tours, trips, hikes and even adventure activities putting them at higher risk of accidents and injuries.

Picture: pexel.com

A holiday is all about relaxing and exploring and it is easy to let your guard down. Even in the safest cities, tourist hot spots are notorious for scammers, pickpocketers and credit-card skimmers.

So, b4i.travel has partnered with a global Travel Insurance provider, World Nomads to offer insurance cover against:

Adventure Activities

Designed to help you explore your boundaries

Medical Repatriation

I’m all banged up overseas. How do I get home?

Terrorism

How will you help if I get caught up in a terrorist attack?

Travel Accidents

I’m hurt. How do I get help?

Lost or Delayed Baggage

My gear has gone. How can you help?

Schengen Area – Multi-Country European Trip

I am heading to multiple European countries. Can you help?

Trip Cancellations

I need to cancel my trip. Am I covered?

Travel Health

Travel Insurance isn’t health insurance. Find out why.

Death Overseas

How will you get my body home?

Stolen Credit Cards

Someone’s snatched my plastic. Can I get a replacement?

Natural Disasters

If disaster strikes, what if I’m injured or unable to travel?

Stolen Passports

Someone has stolen my passport. Help!

Delayed Baggage

Where did my bags go? Will insurance cover that?

Overseas Emergency Medical

I’m sick or injured overseas. How do I get help?

Overseas Emergency Dental

Ouch, my teeth hurt! Will my insurance cover the dentist’s bill?

Assault

How will you help me if I get attacked?

Nobody wants to think about all the things that could go wrong on their trip, but things can and do happen. So be prepared. Not all travel insurance is equal. It is essential you understand what you are getting. For a hassle-free, obligation free quote, click here

Source:

https://www.thesun.co.uk/travel/2533048/holiday-atol-protection-explained/

https://www.caa.co.uk/ATOL-protection/Consumers/About-ATOL/

https://www.aol.com/article/finance/2019/09/23/thomas-cook-collapses-why-and-what-happens-now/23817811/

B4i.travel simplifies your communication needs when travelling and takes the risk out of high international roaming costs. We offer a range of pre-loaded, pre-activated and pre-registered travel SIM cards so you’ll be connected when you arrive in the country you are visiting. Tourists, students and businessmen have been “talking like a local” in South Africa, USA, Europe with B4I.travel since 2010. We have partnered with some of the worlds biggest car rental, flights bookings, travel experiences and travel insurance companies. Getting you set up and ready to go – before you travel. It’s time to ‘Explore your world with us’.


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